Free senior care guidance for Twin Cities families. No cost to you, ever.
Call (651) 390-4719
Minneapolis Senior AdvisorTwin Cities • Trusted • Free

Hospice vs. Palliative Care

Palliative care can run alongside curative treatment at any stage. Hospice is for a life-limiting illness when curative treatment has stopped.

Home›Comparisons›Hospice vs. Palliative Care
Short answer

Hospice is comfort-focused care for a life-limiting illness, generally when a physician expects six months or less, delivered wherever the person lives. Palliative care focuses on symptom relief and quality of life and can run alongside treatment intended to cure, at any stage of an illness, not only at the end of life.

The distinction families miss

Palliative care is not a synonym for end-of-life care, and it does not require stopping curative treatment. Hospice, by contrast, generally requires a physician's certification of a life expectancy of six months or less if the disease runs its normal course.

What each covers

  • Medicare's hospice benefit covers the hospice team, medications related to the terminal diagnosis, and durable medical equipment. It does not cover room and board in a facility.
  • Palliative care is typically billed as a medical consultation service and can be delivered in a hospital, clinic, or at home, alongside ongoing treatment.
You can change course. A family can change hospice providers, and a patient can revoke hospice and return to curative treatment. Families are rarely told either of those things clearly.

Questions families ask

My parent keeps wandering — what safety and licensing questions should I ask a facility?

Ask directly whether the community holds the 'assisted living facility with dementia care' license, which is legally required for any secured dementia unit and mandates dementia-specific staff training under Minn. Stat. 144G.83. A base assisted living license without this designation is not licensed to operate a secured wandering-prevention unit.

I'm burning out as a caregiver for my spouse or parent — what help is available in the Twin Cities?

Trellis, the metro's Area Agency on Aging, funds and coordinates caregiver support and respite programs, and the Senior LinkAge Line (1-800-333-2433) is the free starting point to connect with them. A verified current adult day services rate for the metro was not located in this research and should be confirmed directly with a provider before budgeting.

My parent's money is running out — what are our options in Minnesota?

The Elderly Waiver (for those already Medical Assistance eligible) and Alternative Care (a state-funded bridge program for those not yet eligible) are Minnesota's two main HCBS programs for seniors approaching or facing a financial shortfall, both covering care services but not room and board. No confirmed waitlist status for either program was found in this research — check current availability with DHS or a county human services agency.

My spouse needs more care than I can provide at home — how do I protect our finances?

Minnesota's Community Spouse Asset Allowance (Minn. Stat. 256B.059) lets a healthy spouse protect between roughly $32,532 and $162,660 in assets, plus a Minimum Monthly Maintenance Needs Allowance of income between about $2,705 and $4,066.50 per month, when a spouse enters Medicaid-covered long-term care — figures that should be reconfirmed for the current year with a county financial worker or elder-law attorney.

Not sure where to start?

Answer five questions and a local advisor will come back with senior care options in your area that actually fit your situation and budget. It is free, and there is no obligation.

Find care options
Find senior care — free