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What Memory Care Costs

There is no published median for memory care in any state. Here is what that means and how to get real numbers.

HomeCosts & PayingWhat Memory Care Costs
Short answer

The CareScout Cost of Care Survey, the most widely cited source for senior care pricing, does not survey memory care as a separate category anywhere. Every memory care price you find online is therefore an estimate, an average of self-reported figures, or an extrapolation from assisted living data.

Why no reliable memory care price exists

We could publish a number. It would get traffic. It would also be made up, and families make six-figure decisions on these pages.

How to get a real number

  1. Ask for the all-in monthly cost at your parent's current assessed care level, in writing.
  2. Ask what triggers a move to the next care level and what that costs.
  3. Ask for the rate increase history for the last three years.
Memory care regulation in Minnesota. Minnesota requires a distinct MDH license -- assisted living facility with dementia care -- for any community with a secured memory care unit, not just a disclosure. Read the full explanation →

Questions families ask

What is Minnesota Senior Health Options (MSHO) and who qualifies?

MSHO is Minnesota's voluntary integrated managed-care program for people 65+ who are enrolled in both Medical Assistance and Medicare Parts A & B — it combines Medicaid, Medicare, and Part D benefits into one coordinated plan with a single care coordinator. Plan availability varies by county and by year, so families should confirm which MSHO health plans currently serve their specific Twin Cities county.

What does assisted living cost in the Twin Cities?

Minnesota's statewide median for a private one-bedroom assisted living apartment is cited at roughly $6,573/month in third-party sources referencing the CareScout Cost of Care Survey — figures that could not be independently verified against CareScout's own published tables during this research and should be confirmed before relying on them. CareScout publishes state-level figures only, not a Twin-Cities-specific median, and metro-area facilities likely run above the state figure given regional cost of living.

Is there a published cost for memory care in Minnesota?

No. CareScout, the primary industry cost-of-care survey referenced for Minnesota figures, does not survey memory care as a separate category, so there is no verified statewide or metro median memory-care rate to cite. Any specific memory-care dollar figure circulating online should be treated as unverified.

What does nursing home care cost in Minnesota compared to assisted living?

Third-party sources citing the CareScout survey put a Minnesota nursing home semi-private room at roughly $12,167/month and a private room at roughly $14,068/month, both well above the roughly $6,573/month cited for private one-bedroom assisted living — though all these figures are unverified against CareScout's own primary tables and should be confirmed before publishing or budgeting decisions.

How does VA Aid and Attendance help pay for assisted living or memory care?

VA Aid and Attendance is a needs-based pension add-on for wartime veterans and surviving spouses who need help with daily activities; as of the December 1, 2025 rate year, a veteran alone can receive up to $29,093/year (about $2,424/month) and a surviving spouse alone up to $18,697/year (about $1,558/month), subject to a net worth limit of $163,699 excluding a primary residence and one vehicle.

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